All consumers with a supported iOS or macOS device with multi-factor authentication and an account at the following companies can use Apple Pay:
ABN AMRO (Maestro-cards), American Express, Bank of America, Bunq, Curve, iCard, ING, Monese, N26, Openbank, Paysera, Rabobank, Revolut, Stocard, TransferWise, Viva Wallet, Zen.com